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Research Team
Daniel
E. Cardenas, Senior Vice President.
Mr. Cardenas is responsible for coverage
of a wide variety of small and medium size community banks and thrifts. Mr. Cardenas joined Howe Barnes in 1993 as
an analyst covering Midwest banks and thrifts and is widely quoted by both regional and national publications.
Prior to joining Howe Barnes, he worked in the Supervision and Regulation Division of the Federal Reserve Bank of
Chicago for four and a half years, performing supervisory financial analysis. Mr. Cardenas holds a Bachelors of
Business Administration in Accounting from St. Mary's University, San Antonio, Texas, and a
Masters of Business Administration in Finance from St. Mary's University.
Donald
A. Worthington, First Vice President.
Mr. Worthington joined Hoefer & Arnett in 2002 as a research analyst with the primary responsibilities of covering
commercial banks and thrift institutions based in California. Mr. Worthington has over 30 years of management and
analytical experience in the financial services industry, including 26 years with the Federal Home Loan Bank of
San Francisco where he last served as Vice President, Credit. Mr. Worthington received a Bachelor of Science in Finance
from San Jose State University and an MBA in Finance from Golden Gate University. Mr. Worthington, based in
San Francisco, was selected by the Wall Street Journal as the #1 Bank Analyst in the country for 2004.
Mark
A. Muth, Vice President.
Mr. Muth provides Howe Barnes Hoefer & Arnett research and analysis on community banks and thrifts throughout the Southeast
United States. He joined Howe Barnes from FTN Midwest Securities Corporation where he was a senior research analyst.
Mr. Muth, based in Nashville, was ranked #4 of 125 bank analysts on Wall Street Journal's 2007 "Best on the Street."
He is a graduate of University of Tennessee with a degree in finance.
John
L. Rodis, Vice President.
Mr. Rodis provides equity research and analysis on small- and mid-cap financial institutions in the Midwestern part of
the United States. Prior to joining Howe Barnes Hoefer & Arnett, Mr. Rodis was a managing director at Stieven Capital Advisors.
He has over 12 years analyzing equity securities of community banking organizations. Mr. Rodis received his Bachelor of Science
in Finance from the University of Missouri- St. Louis and his Masters of Business Administration from
St. Louis University.
Ryan
J. Whitmore, Research Associate.
Mr. Whitmore joined Howe Barnes in August 2007 from Zacks Investment Research.
He is responsible for reviewing bank and thrift data bases and providing analysis of the banks in our coverage universe.
Mr. Whitmore is a graduate of the University of Southern Indiana with a degree in Business Administration.
He is a CFA Charter holder.
Howe Barnes Hoefer & Arnett, Inc. ©2006 All Rights Reserved.
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