Are
you positioning your bank to compete from a position of
strength?
Is
your Bank looking to grow its asset base? If yes,
how so?
Is your Bank looking to sell assets? If yes, are
you considering individual or pooled sales? Are
you considering securitizations?
Would your Bank benefit from accessing a loan syndication
team on an "as needed" basis?
Is your Bank looking to diversify or modify its
asset product mix?
Is your Bank considering a merger or sale with another
bank? If so, have you considered asset dispositions
or acquisitions to optimize this event?
Does your Bank wish to reduce its non-performing
assets?
Does
your Bank see lending opportunities that it cannot
fund?
Would
your Bank benefit from a liquidity partnership with
a larger entity to help support asset growth?
Does your Bank seek fee generating opportunities
like loan referrals or servicing?
Would your Bank consider engaging a third party
to service certain asset classes on your Bank's
behalf?
Would your Bank benefit from lending via no capital
required, private label programs in a host of asset
classes?
Is your Bank curious about the economic impact if
it wanted to sell individual and/or pooled assets?
Do you really know what's going on in both your
local and national lending arena?
Has your Bank written off any loan balances over
the past few years?
Unless
you have thought about these questions on a host of levels,
you may not be optimizing the efficient utilization of your
risk capital, human resources, and economic returns.
Contact
Ken Segal at 781-631-2227 or ksegal@howebarnes.com
to see how AFS can assist you with your loan assets.
